Re: Stolen 68 Camaro RS/SS Coupe
Here is another interesting point about Home and Car Insurance!! This is what an insurance agent told me, for instance if you or your wife is driving to work and you have Christmas Presents, electronics or what ever in your vehicle and you decide to run into Walmart, etc and you return to your vehicle and the vehicle is broken into and your items have been stolen... Who do you think covers this??? Your Home Owners Insurance will cover what ever was stolen, but won't cover the damage to the vehicle.....Your Auto Insurance covers the damage to your vehicle, BUT the kicker is, you have to pay TWO deductibles, believe it, this is true, Call your Auto Insurance and also your Home Owners Insurance Agents and ask them, You may and need to get the true facts and update your insurance policy's....This also happened to me, it was extremely windy one day here in Las Vegas and I was driving my 2003 Bonneville Pontiac, decided to stop at a Pizza Place and have lunch, the Pizza Place was located where there was a Walmart, went in and ate, come out and there were 6 Shopping cart's slammed into my Pontiac, and bent the doors in, scratched up the paint, etc, Walmart shopping carts were being blown by the high winds all over the place. And the carts that slammed into my Car, said Walmart right on them, I went to the Walmart and asked for the Manager, and he came and I told him what happened, and he point blank told me I was farting in the wind, because Walmart was not responsible for the damage, he also said himself and others were watching all the damage being caused by the high winds on TV, I told him he better get some employees and himself outside and contain the carts that were being blown which I guessed around 30 mph, and slamming into customers vehicles. To make along story short, I was very upset, and drove to my Allstate Insurance Agent and told him what had happened, he basically told me the same thing that I was farting in the wind, I was mad and told him just to submit the claim, which he did, the next day an Allstate adjustor called me, and had me take my Pontiac to their body shop, the estimate was $2100, and they had me bring the car into their shop ( Sterling Auto Body is owned by Allstate Insurance Company, if you do not know this, and may have one where you live) the very next day, Allstate provided me a rental car at no cost, they had the Pontiac repaired in 3 day's, they did not charge me a deductible, was an inconvenience? but there was no charge for vehicle repairs, car rental what so ever!!! Some one wants to send me a private message I can tell you the loop hole, that most people do not know about, These post's I make are way too long, and I apologize for that. Every one seems to think their Home Owners Insurance covers a vehicle loss, which includes any motorized vehilce sitting in your garage or driveway, Motorcycle, ATV, Motorscooter, etc, Cadillac, 1st Gen Camaro/Firebird, what ever, Please check with your insurance agent and clarify if I am right or wrong with what I am stating, And Yes, insure your projects, tools, shop equiptment, protect your self, The Collector Car Insurance Company that I have which covers 4 vehicles for me, covers all this, they even insure Dragsters, true fact....Don't wait until it is too late, like the guy who has he 68 Camaro RS/SS Coupe stolen with no insurance on it, now he is kicking his butt.......Also protect your ride, carry a fire extinguisher in the cabin, where it easy to get at in case of an emergency, could save you and your family's life!!!!!!!