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  #1  
Old Dec 3rd, 05, 12:12 AM
garfield garfield is offline
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Default Aplying for a Credit Card on-line (Would you do it)?

I've been thinking about getting an additional credit card to only use for extreme emergencies. I found quite a few decent offers, but I REALLY skeptical about filling out applications on-line. "especially when they want my social security number". Common sense tells me that this is a no-no and that the best way is to get their phone number and have them mail me an application, but just for the sake of curiosity, would you fill out one of these on-line applications and give your social security number?
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Old Dec 3rd, 05, 02:14 AM
JWA JWA is offline
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Default Re: Aplying for a Credit Card on-line (Would you do it)?

Get one from your local credit union. That way if there is an issue, you can talk face-to-face with someone that is actaully in the U.S. and most likely english is their first language (or a very close second ) Good Luck. PS that means no I would not do an online app.
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Old Dec 3rd, 05, 06:09 AM
georgia 69 georgia 69 is offline
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Default Re: Aplying for a Credit Card on-line (Would you do it)?

Ditto what Ace said,TOO SCARY!!
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Old Dec 3rd, 05, 06:36 AM
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Default Re: Aplying for a Credit Card on-line (Would you do it)?

Garfield,
If you type ANY personal information over the internet and then somehow you end up with a spyware virus...All it would take is a port scan and they get enough off your computer to start up a "new, improved Garfield". One that likes to buy big screen t.v.'s and get cash advances, etc
be VERY careful about what info you give to ANY company over the internet!

Dano
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Old Dec 3rd, 05, 08:31 AM
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sleepsinshed sleepsinshed is offline
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Default Re: Aplying for a Credit Card on-line (Would you do it)?

If the company's site is secure (https) I wouldn't worry too much. Reputable banks have their act together these days. I applied online for a Bank of America card last year, was approved immediately, and had the card within 3 days. We trust the cashier at the local store or restaurant with our credit card info, and make purchases, pay bills, etc, online. There are a hundred ways to get personal info such as SS numbers these days, so I wouldn't spend too much time worrying about them all.

Just my 2 cents...

Kevin
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Old Dec 3rd, 05, 01:12 PM
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RS3SDL2MG RS3SDL2MG is online now
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Arrow Re: Aplying for a Credit Card on-line (Would you do it)?

I would not recomend a credit card to ANYONE at ANYTIME , I remember when I got ahold of a credit card damn thing's can ruin you !! stay away from them !
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